H
Small-group Health Insurance
Compare small-group medical options, employer contribution approaches, eligibility rules and employee needs.
Small business solutions
Protect the business, the owner and the people who make it work.
For small businesses, insurance decisions often overlap: employee health benefits, owner protection and key-person risk. We help organize those insurance needs in plain language.
Business protection
Start with the operational risk you need to solve.
K
Key Person
Life insurance may help a business manage financial disruption associated with the death of a key employee or owner.
O
Owner Protection
Review personal life, disability, health and long-term care risks that can affect the business owner and family.
V
Voluntary Benefits
Depending on carrier availability, supplemental benefits may help broaden employee protection.
A practical review
Questions we can help organize.
Employee benefits
How many eligible employees do you have, where do they work, and what can the business contribute?
How many eligible employees do you have, where do they work, and what can the business contribute?
Ownership risk
What would happen operationally and financially if an owner or key employee died or became unavailable?
What would happen operationally and financially if an owner or key employee died or became unavailable?
Budget
Which risks are most important to transfer to insurance versus retain within the business?
Which risks are most important to transfer to insurance versus retain within the business?
Small-business review
Tell us what your business is trying to solve.
We can begin with employee health coverage, owner protection or key-person insurance needs.
Important: Business insurance recommendations depend on eligibility, underwriting, carrier rules and applicable state requirements. Atlantic Financial Solutions does not provide legal or tax advice.